Well...I tried it on two different databases and both now default all images to my phpinfo() page. Admin and browse pages, no problem. Just anything from the imgaes folder. And the .htaccess files both disappeared once I renamed them in the images folder.
The instructions were very simple and I honestly don't know where the problem is unless my server is incompatible. You were right Vernon...an excellent set of instructions are on that link.
Luckily, my host has excellent and quick tech support. They can load a daily back-up if I need it, but I'm hoping they'll find a solution that's a litle less drastic.